September 2016 Archives

Long-term care big consideration with estate planning

Longer lifespans increase the chances of some New Jersey residents experiencing disability in their last years of life. The cost of paying a nursing home during those final years could deplete all of a person's assets. To protect at least a portion of their assets, people could need more than just a will.

How a trust can fit into estate planning

Residents of New Jersey who are considering their final expenses and estate planning may encounter difficult questions, particularly when they have several children or other relatives and are uncertain of the best way to distribute their assets. One way to deal with these concerns is to open a trust, which allows someone to make decisions about their heirs' inheritance and ensure that their wishes are respected.

Deciding whether to create an irrevocable trust

New Jersey residents who are thinking about their estate plan might wonder whether an trust would be a good vehicle for passing assets on to loved ones. A trust may give them greater control over the distribution. For example, certain conditions can control the timing of a receipt of funds by a beneficiary. One of the first things people might consider is whether they would prefer to use a revocable or irrevocable trust.

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Lanza & Lanza LLP

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